by Joe Lind | Oct 11, 2025 | Client Service
From what I read, Merrill will pay advisors a reduced grid rate (20%) for households between $250K and $500K. Below $250K? In many cases, no compensation for that advisor. In other words, they’re shifting attention away from smaller accounts and rewarding only...
by Joe Lind | Oct 6, 2025 | Nearing Retirement
October isn’t just about pumpkins, football, and figuring out how much Halloween candy is “too much” (answer: there is no limit). It’s also harvest season — the time when farmers gather the crops they planted and nurtured all year. Funny thing is, investing and...
by Joe Lind | Sep 26, 2025 | Financial Preparedness
We’re just barely past Labor Day, the kids are back in school, and the Bengals are only a couple games into the season. So why am I already talking about year-end financial planning? Because, like Christmas decorations in October, it sneaks up on you faster than you...
by Joe Lind | Sep 22, 2025 | Investing
If you’ve ever opened up your account after a long day and thought, “Wait a second—the market was up today, why am I down?” you’re not alone. It’s one of the most common questions I get, right up there with “When can I retire?” and “Is Gold Star really better than...
by Joe Lind | Sep 16, 2025 | Uncategorized
WHEN to retire is a straightforward question. The real question to ask yourself is HOW do you want to live when you retire. Dinergy CEO Joe Lind talks about it below....
by Joe Lind | Sep 15, 2025 | Uncategorized
If you’ve been following the Reds lately, you know the story: clawing, scraping, scratching their way toward that National League wild card spot. Every game matters, every pitch feels like the season is on the line, and it makes for some edge-of-your-seat baseball....
by Joe Lind | Sep 8, 2025 | Investing
You’ve probably heard the phrase: “Buy in January, sell in May.” It gets passed around every year like your aunt’s macaroni and cheese recipe—sounds legit, feels comforting, and everyone has a slightly different take on how it works. The idea behind it is simple:...
by Joe Lind | Sep 1, 2025 | Financial Preparedness
If you’ve lived in Cincinnati longer than a week, someone has probably asked you “Skyline or Gold Star?”—like it’s some sort of personality test. And then there are the die-hards who’ll say, “Forget those chains, it’s Price Hill Chili or nothing.” (We see you West...
by Joe Lind | Sep 1, 2025 | Investing
The Fed, the Rates, and Why the Market Gets Jumpy Every time the Federal Reserve sneezes, the financial world catches a cold — or at least throws a fit. One minute the market’s up, the next it’s doing somersaults, all because someone in a suit at the Fed used a...
by Joe Lind | Aug 24, 2025 | Uncategorized
Ah, the dog days of summer. That magical stretch where time slows down, your lawn turns to straw, and the Cincinnati Reds… well, they’re grinding it out, just trying to stay in the wildcard conversation. It’s a lot like investing. Most of the time, it’s not thrilling....
