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Talk…about money

Let’s Talk Now So You Can Enjoy the Holidays: Required Minimum Distributions

by Joe Lind | Nov 14, 2025 | Financial Preparedness

Every year around this time, I start having the same conversation with a lot of folks: “Joe, do I really have to take my RMD this year?” And the answer, as much as I’d love to sugarcoat it, is yes — the IRS doesn’t make exceptions just because you’re busy with pumpkin...

Let’s Talk Now So You Can Enjoy the Holidays: Medicare Open Enrollment

by Joe Lind | Nov 7, 2025 | Financial Preparedness, Nearing Retirement

Every fall, like clockwork, my inbox fills up with questions about Medicare. And I get it — the enrollment window is short, the choices are endless, and the fine print can make your head spin. But here’s the truth: the best time to review your Medicare coverage isn’t...

Let’s Talk Now So You Can Enjoy the Holidays: Estates and Gifting

by Joe Lind | Oct 31, 2025 | Financial Preparedness, Nearing Retirement

Every December, without fail, I get the same call: “Joe, can I still make that gift to the kids before year-end?” And my answer is usually something like, “Yes, but let’s make sure you’re not wrapping your checkbook in a bow five minutes before midnight on December...

Let’s Talk Now So You Can Enjoy the Holidays: Year-End Tax Planning

by Joe Lind | Oct 24, 2025 | Financial Preparedness

I know what you’re thinking. “Tax planning? Joe, it’s not even Thanksgiving yet. It isn’t even November yet!!” But here’s the deal: by the time you’re carving the turkey and trying to remember which grandkid hates mashed potatoes, it’s too late to make the...

Year-End Planning: Don’t Wait Until the Turkey’s in the Oven

by Joe Lind | Sep 26, 2025 | Financial Preparedness

We’re just barely past Labor Day, the kids are back in school, and the Bengals are only a couple games into the season. So why am I already talking about year-end financial planning? Because, like Christmas decorations in October, it sneaks up on you faster than you...

Skyline? Gold Star? Price Hill Chili? It’s About What Works for You—Just Like Investing.

by Joe Lind | Sep 1, 2025 | Financial Preparedness

If you’ve lived in Cincinnati longer than a week, someone has probably asked you “Skyline or Gold Star?”—like it’s some sort of personality test. And then there are the die-hards who’ll say, “Forget those chains, it’s Price Hill Chili or nothing.” (We see you West...

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